RV Insurance in Pennsylvania
Once you’ve purchased the RV of your dreams, the next step is protecting it with RV insurance. At Waller Insurance Agency in Lancaster, PA, you’ll find the comprehensive RV insurance coverage you need for your RV travels. Here’s how RV insurance can work to safeguard you and others on the road.
Types of RV Coverage
RV insurance can protect you against crashes, breakdowns, theft, vandalism, and other mishaps on and off the road. At Waller Insurance Agency, we offer the following coverage for RV owners in Pennsylvania:
- Uninsured Motorist
- Roadside Assist
- Vacation Liability
- Total Loss Replacement and more
Mandatory RV Coverage
RV liability and personal injury protection (PIP) coverage are mandatory in Pennsylvania by law. If you cause an accident that results in injuries or property damage to others, you could be held liable for their hospital bills or vehicle repair costs. Liability insurance covers these expenses to spare you from financial loss. PIP coverage helps pay for your medical expenses if you’re injured in an accident, regardless of who was at fault.
Optional RV Coverage
In addition to protecting others, you may want coverage to protect your vehicle from theft, damage, or loss. Collision insurance helps cover the cost of repairing your RV if it’s damaged in a crash while comprehensive protects you against theft, vandalism, fire, and all types of inclement weather. Total loss replacement coverage provides you with the funds to replace your RV (minus your deductible) if it’s totally destroyed in an accident. If your RV breaks down during a road trip, roadside assistance will help pay for towing it to a repair shop so you’re not left stranded by the side of the road.
The more you use your RV, the more coverage you’ll want to protect it against any eventuality. By customizing your RV policy, you can ensure you’re getting the protection you need for your lifestyle and budget.
To learn more about RV insurance, call or visit Waller Insurance Agency in Lancaster, PA today.